Quick FAQs
Apply and approvals
1What is required to apply for personal loan?
- You need to be a South African citizen
- You need to be between the ages of 21 and 60
- You need to be earning at least R 3 500 per month
- You must be permanently employed for more than 6 months
- Your salary must be paid into your bank account
We can’t assist anyone under debt review or administration
2What document do I need to apply for a personal loan?
- You need a valid South African identity Document (ID)
- You need latest pay slips
- You need 3 months latest bank statements
- You need proof of residence, not older than 3 months
3Can I use electronic pay slips or bank statements?
New clients
- We require the original documents.
- Electronic pay slip, printed with the company stamp.
- Bank statement with a bank stamp.
Existing clients
We can use the electronic pay slips and bank statement.
4Can I use my bank statement as proof of residence?
- Yes, as long as the bank statement reflects the client’s initials, surname and full current address.
5I have just started a new job, can I apply for a loan?
- You have to be working permanently for over 6 months before applying
6What if I have judgements?
- Yes you can apply, our friendly consultants will perform the necessary credit checks and calculate your affordability.
7When do I get my money, once I have been approved for a loan?
- You will receive the money within 24hrs.
8I already have a loan, can I take out another loan?
- Yes you can apply for a second loan, our friendly consultants will perform the necessary credit checks and calculate your affordability.
