Terms of use
TERMS OF USE
Sedi Finance Website
Last updated: 05.02.2026
1. ACCEPTANCE OF TERMS
By accessing or using this website, you agree to these Terms of Use.
If you do not agree, please do not use this site.
2. COMPANY INFORMATION
This website is operated by:
BOMANDA GENERAL TRADING (PTY) LTD
Trading as Sedi Finance
NCRCP22851
3. SERVICES PROVIDED
Sedi Finance provides:
Short-term personal loans
Loan quotations
Online loan applications
Customer support services
All credit is subject to:
Affordability assessment
Credit bureau checks
National Credit Act compliance
4. ELIGIBILITY
To apply for credit, you must:
Be at least 18 years old
Be a South African citizen or permanent resident
Provide accurate and truthful information
5. NO GUARANTEE OF APPROVAL
Submitting an application:
Does not guarantee approval
Is subject to credit and affordability checks
May be declined based on risk assessment
6. USER RESPONSIBILITIES
You agree to:
Provide true and accurate information
Not misuse the website
Not attempt to hack or disrupt the site
Keep your personal details secure
7. INTELLECTUAL PROPERTY
All content on this website, including:
Text
Logos
Graphics
Layout
Is the property of Sedi Finance and may not be copied or reproduced without permission.
8. LIMITATION OF LIABILITY
Sedi Finance is not liable for:
Temporary website downtime
Technical errors
Third-party service interruptions
Losses resulting from misuse of the site
9. THIRD-PARTY SERVICES
We may use third-party providers for:
Payment processing
Credit checks
Document storage
Their terms and policies may also apply.
10. TERMINATION OF ACCESS
We reserve the right to:
Restrict or terminate access
Refuse services
Cancel applications
If misuse or fraud is suspected.
11. GOVERNING LAW
These Terms are governed by:
The laws of the Republic of South Africa, including:
National Credit Act
Consumer Protection Act
POPIA
12. CHANGES TO TERMS
We may update these Terms at any time.
Continued use of the website means you accept the updated terms.
13. CONTACT DETAILS
Sedi Finance
063 545 3798
apply@sedifinance.co.za
www.sedifinance.co.za
